Insurance
Insurance Companies Amberlea Physiotherapy Work With
Amberlea Physiotherapy offers direct electronic billing to your insurance company, which means you have one less pain to deal with!
When you're suffering, the last thing you want to deal with is worrying about how much it's going to cost to be pain free, how to go about getting your insurance to pay for treatment, who to ask about submitting claims, or dealing with admin. At Amberlea Physiotherapy we completely understand this. Which is why, as approved healthcare providers, we can bill directly to the vast majority of insurance providers.
This is also why you will find that many of our treatments, therapies and services are covered by private insurance plans, employer health plans, car accident insurance and WSIB, or by extended health benefits.
Amberlea Physiotherapy works directly with the following insurers to ensure a billing experience that is as pain-free as possible:
Which Insurance Companies Does Amberlea Physiotherapy Work With?
Sun Life Financial
Great West Life
Manulife Financial
Industrial Alliance Insurance
Blue Cross
Green Shield Canada
Standard Life
Desjardins
The Co-Operators
Empire Life
RWAM Insurance
Manion Wilkins Insurance
Johnson Insurance
Johnston Group
Claimsecure
Chambers of Commerce
Maximum Benefit Insurance
Canada Life
SSQ Insurance
WSIB Coverage and Information
Did you get injured at work? We can help you heal AND deal with direct billing on WSIB claims!
Injuries can, and so often do, occur in the workplace. Even, sometimes, with the most stringent workplace safety rules and regulations in place. We can't avoid them all, all of the time. That being said, once you have the injury you need to get it fixed, and fast, in order to get back to work, and your life, pain free and as soon as possible. The good news is that if you do have a workplace injury in Ontario, Ontario's Workplace Safety and Insurance Board (WSIB) may be able to help cover the costs of our services, treatments and therapies.
The WSIB provides health care coverage and rehabilitation treatment for injuries received at your Ontario workplace. As providers for WSIB's program of care, including low back, musculoskeletal, and shoulder pain, issues and injury, our Amberlea Physiotherapy team can help with treatment options for all kinds of work-related conditions and injuries, with therapies that include physiotherapy, massage therapy, chiropractic care, and more. Work-related injuries commonly treated by our Amberlea Physiotherapy team include, but are not limited to, things like repetitive sprain syndromes; lower back pain due to prolonged sitting; back injuries due to lifting and carrying; falls and other serious injuries; concussions, and more.
Once you've obtained a valid and active WSIB claim number, you can contact us with your claim number, at which point we will be able to help you with your next steps. We offer personalized assessment, examinations and treatment plans by registered physiotherapists, chiropractors, RMTs, all of who are familiar and adept at working with WSIB procedures and completing required forms.
Direct Billing — Frequently Asked Questions
What is direct billing?
Direct billing means we submit your insurance claim directly to your insurance company on your behalf. Instead of paying the full cost and waiting to be reimbursed, you only pay any portion not covered by your insurance plan at the time of your visit.
Do I pay anything upfront when direct billing?
You are only responsible for your co-pay or any portion your insurance plan doesn't cover. If your plan covers 80% of a treatment, you pay 20% at the clinic. There's no need to pay the full amount and wait for reimbursement.
What information do I need to bring for direct billing?
Bring your insurance card or have your policy number, group number, and certificate/ID number ready. If you're unsure, a quick call to your HR department or insurer before your first visit will confirm what information you need.
What if my insurance company isn't on your list?
We bill directly to 19 of the major Canadian insurers. If your provider isn't listed, you can still receive treatment — we'll provide you with an official receipt to submit your own claim directly to your insurer.
Does direct billing cover all treatments?
Coverage varies by your specific plan. Physiotherapy, registered massage therapy, acupuncture, and chiropractic care are commonly covered. Check your benefits booklet or call your insurer to confirm exactly what your plan covers and any annual maximums.
Still have questions about your insurance and our treatment? Call (905) 492-5588 or contact us online now to discuss your treatment and payment options. Our team can help take the pain out of both your injury and working with your claims to insurance providers, WSIB, extended health benefits and more.